Know your options
Medigap supplements Original Medicare.
A Medicare Supplement Insurance policy can help pay certain costs that Original Medicare does not cover.
How it fits together
Medigap works alongside Original Medicare. It is different from Medicare Advantage and cannot pay a Medicare Advantage plan’s out-of-pocket costs.
What to review
- The benefits of the policy you’re considering.
- The monthly premium and your share of covered costs.
- Your eligibility and any applicable enrollment protections.
New Medigap policies do not include prescription drug coverage. If you need drug coverage, review whether a separate Part D plan fits your situation.
Learn more at Medicare.gov.
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